“Data Warehousing is yesterday’s metaphor, a form of mothballing where inconvenient records and seldom leveraged assets are simply stored without yielding any interest. It is a shelving model that depreciates things, meanings, and values. A bank is, by contrast, a robust transaction system employing assets that, by means of their serviceability, are appreciating through strategic investment while also paying regular dividends. Experience conditioned knowledge banking serves as an activator, an exciter, and is by far the best way to leverage strategic intelligence as we move ahead to create an era of light and life.“

– Bob Kalk